Short Answer

Generally during the process you can apply for a secured credit card, and will work your way back to an unsecured card after the proposal. Some creditors will give you a card shortly after you complete the proposal.

Longer Answer

The ability to borrow money is based on your credit score, as well as your income, other debts, and your past financial history. The quicker you pay off your proposal, the sooner the note will be purged from your credit report, which means paying off your proposal as fast as you can is the best way to rebuild your credit quickly, however in Alberta, a consumer proposal will remain on your credit report for three years after your proposal is completed.

Please click here for more information about credit during a consumer proposal.