The hardest part is getting started—but you don’t have to do it alone.
100% Free Consultation – No Upfront Costs, No Obligation, Just Peace of Mind.
Debt doesn’t have to define your future. If you’re feeling overwhelmed, know that relief is possible. Many people in Leduc have faced similar challenges and found a way forward, and so can you. At BNA Debt Solutions, we help you regain control with a plan that fits your life, not just your debt. No pressure, no judgment—just real options designed to give you peace of mind.
A consumer proposal is one of the most effective ways to lower your debt while protecting what matters most—your home, your car, and your peace of mind. It’s a legally binding solution that allows you to pay back only a portion of what you owe, with protection from creditors and no more collection calls. If you’re looking for a fresh financial start in Leduc, this could be your best path forward.
Residents in Leduc, Beaumont, and Devon often face financial challenges, but local experts are here to help. Our Licensed Insolvency Trustees will guide you through the best solutions, whether bankruptcy or a consumer proposal, offering stress-free support and a clear path to financial freedom.
With a consumer proposal, interest rates on your unsecured debts are frozen, and you only pay a reduced amount. No more worrying about rising interest charges—just one affordable monthly payment to help you move forward.
Debt shouldn’t come with constant stress. The moment your consumer proposal is filed, creditor calls stop—no more letters, no more threats, no more sleepless nights. Finally, you can focus on moving forward without distractions.
A consumer proposal helps you take control of your debt by organizing your payments in a way that’s manageable for you. With this plan, you can start rebuilding your credit and regain your financial confidence. The sooner you act, the faster you’ll recover.
Unlike bankruptcy, a consumer proposal allows you to safeguard your assets, like your home or car, while you work to get your debt under control. You don’t have to sacrifice what matters most to find relief.
A consumer proposal could be just what you need to get back on track. It’s a legal solution that allows you to pay back a fraction of what you owe over a flexible period of up to five years. And don’t worry—our team of Licensed Insolvency Trustees at BNA Debt Solutions is here to help you every step of the way.
Who Qualifies for a Consumer Proposal in Leduc? Here’s What You Need to Know:
Your unsecured debt must be under $250,000 (excluding your mortgage).
You need a reliable income to make regular monthly payments.
Your debts should be unsecured—think credit card debt, payday loans, and more.
And, for approval, your creditors will need to give a majority vote in favour.
The great thing about a consumer proposal is that it can protect your important assets, such as your home or car, while giving you a fresh start. It’s more than just relief—it’s a path to rebuilding your credit and getting back on your feet.
Don’t Wait—Every Day Counts! Book Your Free Consultation With a Licensed Insolvency Trustee Now.
No pressure, no sales pitches – just a simple, no-obligation conversation to see if a consumer proposal is the right fit for you.
Note: This is an average repayment, however, each person’s circumstances will impact their repayment
Bankruptcy can have lasting consequences on your credit and overall financial future. It can stay on your record for years and impact your ability to borrow money in the future.
On the other hand, a consumer proposal allows you to reduce your debt while protecting your assets and avoiding the long-term damage of bankruptcy. It’s a positive alternative that puts you on the road to recovery without sacrificing your future.
We're here to offer support, not to sell. Let's discuss how a consumer proposal can provide the relief you need.
When debt feels overwhelming, it’s easy to feel like you’re on your own. A Licensed Insolvency Trustee from BNA Debt Solutions is your empathetic, professional ally.
If you’re in Calmar or Thorsby, our knowledgeable trustees can simplify your journey to financial stability.
Here’s how we’ll be with you every step of the journey:
Free Consultation: We begin by listening. You’re welcome to chat with us in person, over the phone, or online—whatever feels most comfortable. This confidential, no-charge consultation is your opportunity to share what’s on your mind.
Financial Assessment: Next, we’ll examine your debts, income, and day-to-day expenses. Together, we’ll determine what best suits your life so you can start moving forward, feeling confident rather than stressed.
Explore All Options: We’ll review your financial situation and discuss all available solutions, including consolidation loans, consumer proposals, and bankruptcy, to help you choose the best path forward.
Collaborate with a Trustee: Once we agree on a realistic plan, we’ll contact your creditors. We handle the negotiations and paperwork, ensuring the solution is clear-cut and understandable. You can focus on getting back on track while we handle the details.
When everyone’s on board, you’ll have a legally binding agreement that’s tailored to your budget and life plans. This isn’t just a piece of paper—it’s your roadmap to a debt-free future, giving you the relief and peace of mind you deserve.
With over 27 years of experience, we’ve earned a reputation for providing compassionate, practical debt solutions. We’ve supported many residents of Leduc, Alberta, on their journey to financial freedom.
No two financial situations are the same, and we treat yours with the care and attention it deserves. Whether you're struggling with credit card debt, car loans, or payday loans, we craft a plan that works for your specific circumstances.
We provide straightforward, transparent guidance with no hidden fees or surprises. We believe in helping you find the right solution, not pushing unnecessary services.
From stopping creditor calls to building a clear plan for financial recovery, we’re with you every step of the way. Our goal is to turn your financial struggles into a success story, just like many others we’ve helped in Leduc.
At BNA Debt Solutions, we focus on finding the right solution for you without pushing unnecessary services. We’re here to help, not overwhelm you with options.
Our Licensed Insolvency Trustees are dedicated to providing honest, clear advice and walking you through the debt relief process with confidence. We’re here to help you regain control with results you can trust.
If you’re ready to take control of your financial future, a consumer proposal in Leduc could be the solution you’ve been searching for. It’s not just about reducing what you owe—it’s about regaining peace of mind and setting yourself up for a brighter, more stable future.
Reduce your unsecured debt by paying only a portion of what you owe.
Protect your home, car, and other vital assets.
Flexible repayment plans that work with your income.
Avoid bankruptcy and its long-term impact on your credit.
Stop collection calls and legal actions immediately.
With a consumer proposal, you can pay back only a portion of your unsecured debt, protect your assets, and have the flexibility to manage payments in a way that works for you. Take the first step towards financial freedom today and experience the actual benefits of debt relief!
We know how heavy the debt burden can feel, but BNA Debt Solutions is here to help you find peace and financial freedom. You don't have to face this alone –let's take the first step toward a brighter, debt-free future together.
We’re honoured to be recognized for our outstanding service in Leduc, Alberta. Our mission is to simplify complex financial solutions and ensure you never face challenges alone.
Take action now – contact BNA Debt Solutions for a free consultation, virtual or in-person, and explore risk-free debt relief options tailored to your needs.
Unlike bankruptcy, a consumer proposal allows you to retain your assets, including your home and car, as long as you continue to meet the payment terms agreed upon in the proposal.
A consumer proposal covers most unsecured debts, such as credit card balances and personal loans. However, secured debts like mortgages and car loans, as well as specific obligations like student loans less than seven years old, cannot be included.
Filing a consumer proposal will result in a note on your credit report, typically remaining for three years after completion. While it does affect your credit rating, it also provides a structured path to manage and reduce your debts.
Financial institutions offer various solutions, such as consolidation loans and refinancing, to ease financial difficulties. However, if debts become unmanageable, a Licensed Insolvency Trustee can help explore structured alternatives, such as a consumer proposal or bankruptcy.
A trustee in Leduc evaluates your financial difficulty and provides options beyond what financial institutions may offer. They guide you through consumer proposals, bankruptcy, and other debt relief solutions, ensuring you choose the best path to regain financial stability.
