I Want to Retire But My Debt Won’t Let Me
You’re past 55, you’ve put significant time, energy and effort into your career. You’ve been contributing to retirement funds your entire life, and you can practically hear the golf course calling your name every day. It sounds perfect, except your...
Alberta’s Top Questions About Consumer Proposals
We know that the consumer proposal process can be a confusing and slightly scary process to undertake. It’s not something that’s widely discussed in casual conversation, and even though we have been doing consumer proposals in Calgary for over two decades,...
What debt can I include in a consumer proposal?
Short Answer Essentially all your unsecured debts can and should be included but some will survive and not be written off in the process. A Bit More Detail You can not pick and choose which debts to include. You can’t include all of your credit cards but...
Can you buy a house while in a consumer proposal?
Short Answer Legally there is nothing that would not allow you to buy a house while in a consumer proposal, however you may have difficulty as you won’t have the credit rating to be approved for the mortgage. A Bit More Detail Most creditors will not...
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