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What debt can I include in a consumer proposal?

What debt can I include in a consumer proposal?

Short Answer Essentially all your unsecured debts can and should be included but some will survive and not be written off in the process. A Bit More Detail You can not pick and choose which debts to include. You can’t include all of your credit cards but...

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Can you buy a house while in a consumer proposal?

Can you buy a house while in a consumer proposal?

Short Answer Legally there is nothing that would not allow you to buy a house while in a consumer proposal, however you may have difficulty as you won’t have the credit rating to be approved for the mortgage. A Bit More Detail Most creditors will not...

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Can I apply for credit while in a consumer proposal?

Can I apply for credit while in a consumer proposal?

Short Answer You can apply for credit while in a consumer proposal but probably won’t be approved unless it is secured by a prepaid balance. The whole program was designed to help an unfortunate debtor get out from overwhelming debt not acquire more. We...

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What is the qualification for a consumer proposal?

What is the qualification for a consumer proposal?

Short Answer Legally you must owe at least $1,000.00 meets the qualification for a consumer proposal but practically, we would never let anyone file a process under the legislation for $1,000.00 and take the hit on their credit rating. $10,000 is more...

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Find Out How Jeff Avoided Foreclosure, Watch Now

 

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