We’ll guide you to your best solution - a consumer proposal or filing for personal bankruptcy.

I cannot thank BNA Debt Solutions enough for helping me when my financial burdens went out of control due to accident, illness that caused an extended period of very low income, and then my dog got very sick and needed surgery....being single, sick and on a minimal income, I felt like my life had turned completely upside down, and I felt hopeless...

I tried very hard to get myself back into a good place financially, but it just..kept..happening....one huge, unexpected expense after the other, and I just couldn't get back on my feet.

When I reached out to BNA, I was responded to very promptly. I will admit, it was a scary thing to do, because I was feeling ashamed and defeated...but Lovelyn, who was my main point of contact, was so kind, caring, non-judgemental, and very knowledgeable; she immediately provided me with the best course of action, and walked me through every step, and she made me feel so at ease. My stress started melting away; a feeling I haven't known in years!

She treated me like a person, and I felt immediately that I was in great hands!

BNA Solutions, with the amazing assistance of Lovelyn, Harman and their team, has given me the opportunity to turn over a new leaf and start a fresh new chapter in my life; a much more stress free and positive one, and for that, I am incredibly grateful!!!

If you are uncertain about what to do when you're stuck in a financial crisis, I highly recommend you contact

BNA Debt Solutions - you will not regret it!

I must thank the entire team at BNA for their professional, informed, yet comforting approach. The very first day my wife and I had our first appointment, we were met by Lanaia and later Barry who both made us feel we were in good hands which gave us the comfort and relief we had not felt in a long time. They explained various options and the processes involved with each one. Our trouble started when we were suddenly caught with significant cash flow reductions due to seven different surgeries over a 5 year period which finally made it impossible to keep up with the bills. Lanaia and Barry set us on a path that made us feel that there actually was hope. The team that subsequently helped us through the monthly reporting process by answering every question we had along the way with compassion and understanding was exceptional. I must admit, we were “high maintenance” however, any one of the team we interacted with never made us feel a burden to them, never spoke down to us and showed empathy with even the most elementary questions. My wife and I thank the BNA Team in every possible way for literally changing our lives. We highly recommend BNA Debt Solutions to anyone reading this if you are in a financial dark place.

I had been carrying the weight of the world on my shoulder because of the debt load During this stressful time of my life and with a proposal under the bankruptcy act looming over my head I decided to make an appointment with a few Bankruptcy Trustees.

In one case I had the initial meeting with the Trustee and then requested an additional meeting to discuss further questions and I was told that they don’t have additional meetings that unless I signed with them. I didn’t feel comfortable doing that until I had my additional questions answered. I called my lawyer and he recommended Barry Nykyforuk. I am glad I did!

I met with Barry Nykyforuk and found him to be very professional, non judgemental and very informative. He answered all my question and I am happy with BNA Solutions.

BNA was great from the start. Very easy to communicate and they were very informative as to what our options were. I would highly recommend then to anyone as it was nice to have someone on our side. Thank you Barry and Paige for making this an easy process.

Filing for corporate and personal insolvency was one of the hardest decisions I have had to make. It was easily the most stressful situation I have ever dealt with. When I finally made the call to file, I was met with complete passion and was very comfortable dealing with BNA Solutions. Never let yourself think that there is no solution to the problem. Call BNA Solutions!

It is difficult during times of uncertainty to select a stranger to assist you with a problem as sensitive and far-reaching as mine. To my benefit, BNA Solutions (“BNA”) was the stranger I selected. The representative I spoke with was forthright with what I needed to know and do, as well as sensitive to what I was experiencing when I reached out for their help. BNA stepped in and acted on my behalf with a variety of creditors and other parties in order to help me to succeed.