Debt Won’t Dim Your Spark, Ignite Your Financial Comeback
100% Free Consultation – No Upfront Costs, No Obligation, Just Peace of Mind.
Did you know nearly 1 in 3 Albertans feels crushed by debt? If you’re in Beaumont, sleepless nights over bills don’t have to be your reality. There’s a way forward, and it starts right here.
At BNA Debt Solutions, we’re more than Licensed Insolvency Trustees, we’re your Beaumont neighbours, bringing 27 years of experience to guide Albertans toward financial stability. From Montalet to Ruisseau, we listen without judgment and offer consumer proposal services in Beaumont that open the door to lasting freedom, not just short-term fixes. Say goodbye to the weight of credit card debt and the fear of personal bankruptcy.
A consumer proposal provides more positive benefits then you think and will turn common misconceptions into a feeling of relief.
Feeling overwhelmed by high-interest credit card debt? A consumer proposal freezes interest immediately, so your payments go toward your balance, not just the interest. That means faster progress and a real chance to move forward.
Consumer proposals safeguard your future and assist you in regaining financial stability. With BNA's Licensed Insolvency Trustees, you're creating a fresh financial start in Beaumont, centered on tomorrow's opportunities.
A consumer proposal stops unsecured creditors, like credit card companies and payday lenders, from contacting you or taking legal action. While secured creditors (like your mortgage or car loan provider) aren’t included in the proposal, staying current on those payments protects your assets. Our team handles the legal process from start to finish, guiding you every step of the way toward a debt-free future.
Tackle debt on your terms, with up to five years to repay, based on your income. We design consumer proposals that fit your life in Beaumont, making financial freedom feel achievable and sustainable.
Think of a consumer proposal in Beaumont as a lifeline to lift you out of debt’s grip. It’s a straightforward, legally binding agreement, led by our Licensed Insolvency Trustees, that lets you pay back a portion of your unsecured debts, like credit card debt or personal loans, through one monthly payment that works for you.
Imagine Mike, a dad from Beaumont, buried under $25,000 in credit card debt, with interest rates spiraling out of control. Feeling trapped, he turned to BNA. We helped him file a consumer proposal, reducing his debt to $15,000, manageable with a single monthly payment that fit within his budget. There was no need to declare bankruptcy; just a clear path to a debt-free future.
This isn’t about shame; it’s about empowerment, providing you the opportunity to safeguard your secured debts while steering clear of bankruptcy. A consumer proposal enables you to avoid bankruptcy and its lasting repercussions, protects you from the harassment of unsecured creditors, and eases financial difficulties with manageable debt payments, all without judgment.
Debt can seem overwhelming, but we're here to guide you toward peace of mind. Let's explore a consumer proposal or other solution together, no pressure, just support.
Note: This is an average repayment, however, each person’s circumstances will impact their repayment
Beaumont’s charm shines through its families, parks, and tight-knit communities like Montalet, Ruisseau, Place Chaleureuse, Four Seasons, and Beau Val. However, financial stress is rising, with Alberta’s average consumer debt hitting $24,208 in 2024.
From Centre-Ville to Brookside, BNA Debt Solutions provides a range of personalized debt relief solutions tailored to your needs. Whether you’re considering other debt relief solutions or a consumer proposal, we’re here to guide you through the process. Meet with us in person, virtually, or by phone; we’ll make the journey toward financial freedom easy and judgment-free.
Our Licensed Insolvency Trustees aren’t just professionals, they’re compassionate neighbours who understand. With 230+ stellar reviews and a BBB A+ Rating, we’ve helped thousands across Alberta. We’ll guide you with clarity on consumer proposals or debt consolidation loans and how they affect your credit report.
Our Licensed Insolvency Trustees at BNA Debt Solutions are always ready to assist you, like a friend who understands your situation. As federally authorized experts, we guide your consumer proposal with care. We mediate fairly between you and unsecured creditors. BNA’s trusted LITs have earned over 230 reviews for their compassionate support.
To us, you’re not just a case; you’re a neighbour needing relief. We clearly explain debt relief options, from consumer proposals to debt consolidation. Our team keeps you informed, alleviating financial difficulties. With us, you’ll discover a fresh start in Beaumont.
We understand that debt can be overwhelming, but we’re here to lighten the burden. Our LITs safeguard your financial well-being, helping you avoid personal bankruptcy. With every step, we prioritize your peace of mind.
Overwhelmed by bills? We've walked that path and know the way out. A consumer proposal could be your fresh start. Let's explore it together in a free, no-pressure chat.
Debt can feel like a heavy fog, but we’re here, Beaumont. Our Licensed Insolvency Trustees at BNA Debt Solutions take the time to understand your full financial situation. We’ll explore consumer proposal options to help ease your debt burden and support your journey toward financial stability.
Under Canada’s Bankruptcy and Insolvency Act, qualifying for a consumer proposal is often easier than people expect. If you have up to $250,000 in unsecured debt (excluding your mortgage), reside in Canada, and have a steady income to support monthly payments, you may be eligible.
As part of the process, you’ll also attend two financial counselling sessions, which are designed to help strengthen your money management skills and set you up for long-term success.
We understand that debt can be overwhelming, and that’s okay. Our team will guide you through the process with empathy and clarity. Whether a consumer proposal or another option like debt consolidation is the right fit, we’re here to help you move forward with confidence.
27 years of compassionate, practical help for Albertans facing financial stress.
We tailor affordable monthly payments to your Beaumont budget, never one-size-fits-all.
Our federally regulated fees are clear and upfront, no surprises, no gimmicks.
Collection calls stop as soon as your proposal is filed, giving you space to breathe.
We recommend only what fits your situation, not extra services you don’t need.
Our Licensed Insolvency Trustees are known across Alberta for dependable, caring guidance, with 230+ stellar reviews.
Debt can sometimes feel overwhelming, but remember, it doesn’t have to win! With BNA Debt Solutions, a consumer proposal provides you with the debt relief you need while allowing you to stay in control. It’s a much better option compared to personal bankruptcy.
Here’s why Beaumont residents choose consumer proposals:
Keep your home, vehicle, and other assets
Pay one affordable monthly amount
Avoid bankruptcy and its lasting credit impact
Stop collection calls and legal actions
Get flexibility and protection with a legal solution
Debt doesn’t have to define your life. With a consumer proposal, you regain control, protect what matters, and move forward with confidence. At BNA Debt Solutions, we’re here to guide you every step of the way, ensuring a stress-free path toward financial freedom.
Debt doesn't have to hold you back. Book a free consultation in Beaumont or online, and let's find a consumer proposal or path that brings back your spark. There is no pressure; just care.
For nearly three decades, BNA Debt Solutions has stood by Albertans, offering clear, heartfelt solutions to reclaim financial control. Your trust drives us, and we’re proud to be Beaumont’s trusted partner for effective debt relief.
Take action now—contact BNA Debt Solutions for a free consultation, virtual or in-person, and explore risk-free debt relief options tailored to your needs.
A Licensed Insolvency Trustee can only arrange and administer a consumer proposal. They guide you through the process and ensure everything is legally binding.
Your unsecured debts must not exceed $250,000 to file a consumer proposal, excluding secured debts like a mortgage.
A consumer proposal will typically result in an R7 credit rating, which negatively impacts your credit score. However, it’s a better alternative to bankruptcy, offering a chance to rebuild your credit.
During a consumer proposal, creditors cannot take legal actions against you or contact you for payments. This offers peace of mind and stops collection calls.
Once accepted, a consumer proposal is legally binding on all parties involved, including creditors. It’s a formal agreement to repay a portion of your debts.
Filing a consumer proposal results in an R7 credit rating, which can lower your credit score. It’s important to weigh the benefits of debt relief against this temporary impact on credit health.
