Take a Deep Breath—You’re in the Right Place for Real Debt Relief.
100% Free Consultation – No Upfront Costs, No Obligation, Just Peace of Mind.
Debt can feel like a heavy weight, dragging you down and keeping you up at night. But you’re not alone. For over 27 years, BNA Debt Solutions has helped people like you break free from debt with compassionate, judgment-free guidance. Let’s find a path forward—one where you can finally breathe again.
At BNA Debt Solutions, we believe in real solutions, not quick fixes. We specialize in consumer proposals and personal bankruptcy options designed to ease your burden. With us, you’ll have a clear path forward where you’re in control and feel supported.
A consumer proposal provides more positive benefits then you think and will turn common misconceptions into a feeling of relief.
Debt never stops growing unless you take action. Every month, high interest eats away at your income, making it harder to keep up. But there’s good news—you can stop the cycle today. A consumer proposal immediately freezes interest, giving you the power to reduce your debt instead of watching it spiral.
You shouldn’t have to dread answering your phone. Instead of worrying about collection calls, imagine the relief of knowing your debts are under control. A consumer proposal puts you back in charge—stopping wage garnishments, creditor threats, and endless stress—so you can focus on moving forward with confidence.
It’s easy to feel like your credit is beyond repair, but it’s not. By taking the first step now, you’re setting yourself up for a stronger future. A consumer proposal can help you rebuild your credit to start fresh and feel confident again.
Debt doesn’t have to mean losing everything you’ve worked for. With a consumer proposal, you can protect your home, car, and belongings while working towards resolving your debt. Our team at BNA Debt Solutions is here to guide you through it—without the risk of losing what matters most.
A consumer proposal is a legally binding agreement with your unsecured creditors in which you repay a portion of your debt over a set period. It’s a practical solution that helps you avoid personal bankruptcy and protects your assets, including your home or car.
If you’re dealing with high interest rates, missed payments, or wage garnishments, a consumer proposal might be the relief you need. At BNA Debt Solutions, our Licensed Insolvency Trustees provide tailored debt relief solutions that offer peace of mind and a clear path forward.
To qualify for a consumer proposal in Spruce Grove, Alberta, certain conditions apply:
Your unsecured debt must be below $250,000 (excluding your mortgage).
You must be able to make regular, affordable monthly payments.
A majority of your creditors need to approve the proposal.
If you qualify, a consumer proposal can immediately halt legal actions against you. This solution is customized to your specific needs, offering instant relief and helping you rebuild your credit score over time. Contact BNA Debt Solutions in Spruce Grove for a consultation and confidently take control of your financial future.
No pressure, no sales pitches – just a simple, no-obligation conversation to see if a consumer proposal is the right fit for you.
Note: This is an average repayment, however, each person’s circumstances will impact their repayment
At BNA Debt Solutions, we’re proud to support people all across Grande Prairie and nearby areas like Clairmont, Beaverlodge, and Sexsmith. Whether you’re in the heart of Downtown Grande Prairie or one of the surrounding neighbourhoods, we’re here to help you find the right path to financial relief.
We know life gets busy, so we’ve made it easy to connect with us in a way that works for you. You can meet with us in person, chat over the phone, or even have a video call from the comfort of your home. Whatever option you choose, our Licensed Insolvency Trustees are ready to guide you every step of the way and help you take back control of your finances.
We’re not here to sell, just here to listen. Let’s discuss how a consumer proposal can give you the relief you deserve.
Struggling with debt doesn’t have to mean facing it alone. At BNA, our Licensed Insolvency Trustees are here to help you take control and regain your financial footing. We don’t just offer solutions—we provide a fresh start with the support you deserve.
Struggling with debt doesn’t have to mean facing it alone. At BNA, our Licensed Insolvency Trustees are here to help you take control and regain your financial footing. We don’t just offer solutions—we provide a fresh start with the support you deserve.
Here’s how we help you through the process:
Free Initial Consultation: We start with a confidential, no-pressure meeting. You’ll get a full assessment of your financial situation, and we’ll explore all debt relief options, like consumer proposals, personal bankruptcy, and more.
Review Your Financials: We carefully analyze your debts, income, and assets. We discuss monthly payments and work together to identify the right path—whether it’s a consumer proposal or another solution.
Work with a Trustee: If a consumer proposal is the best fit, our LITs will work with you to craft a fair, legally binding agreement that reduces your debt while protecting your assets. We ensure you’re comfortable with the terms.
Proposal Submission: We then submit your consumer proposal to creditors and negotiate on your behalf. We make sure everything is transparent and in your best interest.
Once your creditors review the proposal, we’ll work to ensure affordable monthly payments free from harassment. At BNA, we handle the negotiations, advocating for you every step of the way. When approved, you’ll feel the relief of a debt-free life with our ongoing support to keep you on track.
With over 27 years of experience, BNA Debt Solutions has earned the trust of Spruce Grove residents. Our Licensed Insolvency Trustees are here to guide you through your debt relief journey with empathy and reliability.
No two financial situations are the same, and we recognize that. Whether it’s a consumer proposal, personal bankruptcy, or other debt relief solutions, we work with you to find the right path forward.
At BNA Debt Solutions, we pride ourselves on transparency. We provide straightforward, honest advice with no hidden fees and ensure you fully understand every step of the debt relief process.
From stopping creditor calls to setting up manageable monthly payments, we’ve helped many clients in the Spruce Grove area regain control of their finances. Whether you’re dealing with secured creditors, tax debt, or other challenges, we’ve been there for people just like you.
Our goal is simple: to find the right solution for your debt problems, not to push unnecessary services. We focus on offering practical debt relief solutions that actually help you move forward.
With BNA, you work with a team that truly understands your situation. Our Licensed Insolvency Trustees provide clear, actionable advice that you can trust. We know how difficult this time is, but we’re here to help you.
If you’re feeling overwhelmed by debt, a consumer proposal may be the best path to recovery. It offers practical, local solutions for residents in Spruce Grove and the surrounding Edmonton area.
Reduce Debt: You can settle your debt for a fraction of the amount owed, helping you regain control over your finances and work toward a debt-free life.
Avoid Bankruptcy: A consumer proposal allows you to avoid personal bankruptcy, protect your assets, and give you a fresh start without long-lasting consequences.
Stop Creditor Harassment: End the stress and anxiety caused by constant creditor calls, letters, and threats. A consumer proposal legally protects you from this harassment.
Manageable Payments: You can set up affordable monthly payments based on your financial situation, making it easier to stay on track without overwhelming pressure.
Although a consumer proposal will affect your credit, it is far less damaging than bankruptcy. Choosing this path lets you protect your credit, rebuild it over time, and take control of your financial future, offering you a fresh start.
We know how heavy the debt burden can feel, but BNA Debt Solutions is here to help you find peace and financial freedom. You don't have to face this alone –let's take the first step toward a brighter, debt-free future together.
At BNA Debt Solutions, we’re dedicated to providing top-tier service with the personal touch you need. Our work has been recognized in the industry, and we’re proud of the trust our clients place in us every day.
Take action now – contact BNA Debt Solutions for a free consultation, virtual or in-person, and explore risk-free debt relief options tailored to your needs.
A consumer proposal reduces debt, freezes interest, and protects assets. It provides a clear path to a debt-free life, relieving creditor stress and offering an alternative to personal bankruptcy while managing monthly payments.
Yes, you can file a consumer proposal in Spruce Grove, Alberta. Our Licensed Insolvency Trustees assist residents throughout the area, including Westgrove, Spruce Village, and Greenbury. For added convenience, we also offer virtual meetings.
Yes, we offer free consultation to review your unique situation. During this meeting, we’ll discuss the best debt relief solutions for you, whether it’s a consumer proposal, debt consolidation, or other alternatives. We also offer virtual meetings for convenience.
You can contact us by phone or schedule a free consultation to explore your debt relief options. Whether you’re located near West Edmonton Mall or Spruce Grove Community Centre, we’re here to help. If you prefer a remote consultation, we also offer virtual meetings.
We offer several debt relief solutions in Spruce Grove, including consumer proposals, credit counselling, and personal bankruptcy. Whether you’re in Spruce Grove’s city center, Millgrove, or Brookwood, we provide tailored advice to help you regain financial control.
