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  • About
    • Our Team
    • News, Updates and Notifications
  • Debt Solutions
    • Consumer Proposal
    • Personal Bankruptcy
    • Debt Repayment Planning in Alberta
    • Debt Repayment Calculator
  • Resources
    • BNA’s Resource and Help Center
    • Financial Blog
    • White Papers & Success Stories
    • Personal Information Forms
    • Debt Breakdown Podcast
  • Contact Us
  • (403) 232-6220

You’ve Tried Managing Debt Alone—Now Let’s Solve It Together.

Break Free from Debt & Start Your Transformation Today!

Let’s Create Your Custom Plan Today – Free & Confidential

100% Free Consultation – No Upfront Costs, No Obligation, Just Peace of Mind.

  • Stop creditor calls and regain your peace of mind.
  • Protect your home, car, and RRSPs.
  • Personalized solutions tailored to your unique needs.

Consumer Proposal in St. Albert, AB, Canada

At BNA Debt Solutions, we understand how overwhelming debt can feel. If you’re in St. Albert and struggling with financial difficulties, know that help is available. As a family-owned business with over 27 years of experience, our mission is to provide responsible debt relief tailored to your unique needs.

Debt shouldn’t control your life, and it doesn’t have to. Many people in St. Albert have faced similar challenges and found relief with the right plan.

For over 27 years, BNA Debt Solutions has helped people reduce their debt, stop collection calls, and protect their assets. Our Licensed Insolvency Trustees will work with you to find a solution that fits your life—whether it’s a consumer proposal or another option.

A Simple Step Today Can Lift the Financial Stress Off Your Shoulders

If you’re in St. Albert or nearby communities like Morinville, Gibbons, or Redwater, acting now can help pause interest charges and make it easier to pay down your debt. With a consumer proposal through BNA Debt Solutions, you can manage your payments more effectively, allowing you to prioritize reducing your balance and seeing progress faster.

Break the Interest Cycle

Debt should shrink, not grow. With a consumer proposal, interest stops immediately—so your payments reduce what you owe. No more feeling stuck while balances climb. Just one manageable payment designed for your budget, putting you back in control.

Experience Immediate Relief

You’ve worked hard for your home, car, and savings—why risk losing them? A consumer proposal helps you lower your debt while keeping what matters most.

Rebuild Your Credit & Regain Financial Confidence

A consumer proposal not only helps you reduce your debt but also sets you up for long-term success, paving the way to rebuild your credit score over time. By acting sooner, you'll get closer to financial freedom and stability.

Safeguard Your Assets

A consumer proposal helps you protect the assets you've worked hard for while you reduce your debt. With BNA's licensed trustees, you'll receive expert guidance tailored to your needs, allowing you to maintain your financial security and continue moving forward with confidence.

Relief Starts With One Conversation – Let’s Explore Your Options Together.

From Debt Stress to Financial Stability – See How Others Found Relief

I've recently gone through the process of filing with BNA, and it was as simple as it gets! Working with Simmie was great! She was very clear on what we were doing, what was required & how things would proceed after signing. If you are thinking of going through a consumer proposal/bankruptcy, I'd recommend dealing with their team any day of the week.

Erik Timmer

BNA Debt Solutions was the best choice I made. I filed my Consumer proposal in 2019 and completed it in 2022. I am so grateful to them for helping me get my debt repayment so easy. They helped me and made the process so easygoing. When in doubt, they were always there to answer my questions. I highly recommend BNA Debt Solutions to everyone out there who wants a fresh start and needs help to get out of debt. They have amazing Proposal programs with payments that suit your budget.

Majeed Khan Designation

The team at BNA Debt Solutions transformed what I anticipated to be a shameful and difficult experience into a warm and seamless process. Their professionalism and compassion made all the difference. I highly recommend anyone considering their services to take the leap—you won’t regret it. Truly outstanding!

Naomi Robinson Designation

Facing financial challenges can feel disheartening, a sign of our failure. The staff of BNA understand that frustration and are the first to dispel the sense of disappointment. They instil an understanding of how circumstances, many beyond one’s control, can produce that initial impression of this letdown, and then persistently show us how to move beyond this sense of failure to guide us through the many steps needed to address the current state and how to move forward and regain control. The advice is excellent and the work is done promptly and thoroughly - a steady influence in our time of need. BNA is worthy of its great reputation - I highly recommend it to guide you through your consumer proposal.

Paul Nahirney Designation

I am in debt proposal, paying off my debt at a reduced amount. I thought for sure my only option was bankruptcy. BNA negotiated with my creditors for a reasonable amount for me to pay back, in manageable monthly payments. The staff are very courteous and helpful. Barry, the owner is awesome and very helpful.

Jonathan Potter Designation
Check Out Our Client Success Stories – We’re Here to Help You Too.

Your Consumer Proposal Roadmap – How to Get Out of Debt, Step by Step

When you’re struggling with debt, it can feel isolating. However, with a Licensed Insolvency Trustee from BNA Debt Solutions, you gain a dedicated partner who understands the emotional toll and will guide you with genuine care. Whether you’re located in St. Albert, Inglewood, or the surrounding areas like Morinville or Redwater, we’ll ensure your journey to debt relief is as smooth as possible.

Here’s how we support you at every step:

  1. Take a Look at Your Finances
    First, we’ll review your debt—everything from credit card debt to tax debt—to get a complete picture of your financial situation. This will help us determine the best way to proceed.

  2. Create a Plan That Works for You
    We’ll work together to come up with a plan that fits your budget and needs. It’s all about finding a solution that feels manageable and gets you on the right track.

  3. We Take Care of the Details
    Once we have a plan, we’ll handle all the paperwork and send it to your creditors. You don’t need to worry about a thing—we’re here to guide you through it.

  4. Stick to Your Plan
    Once everything is set, all you need to do is follow your payment plan. You’ll be making payments that work for you while your assets stay protected.


When your proposal is accepted, you can say goodbye to creditor calls and stress. Your credit stays protected, and you’ll be on your way to rebuilding your financial future, step by step. With over 200 positive reviews, our personalized approach has earned the trust of many who once felt overwhelmed by debt. We’re here with you every step of the way.

Let’s Break Down Your Debt Relief Solutions – Find the Right Fit for You

Leave Debt Stress Behind – Free Consultation

Our specialists will guide you through consumer proposals and other debt solutions. No pressure – just a plan built around your needs.

Talk to a Debt Expert Now!

Wondering How a Consumer Proposal Can Help You?

Note: This is an average repayment, however, each person’s circumstances will impact their repayment

Debt Relief Starts Here – Get Your Free Consultation Today!

Don’t Let Debt Hold You Back – Let’s Talk About Your Options.

We’re not here to sell, just here to listen. Let’s discuss how a consumer proposal can give you the relief you deserve.

Talk to a Debt Expert – No Pressure, Just Solutions!

A Proven Legacy: Over 27 Years of Helping St. Albert Build Stronger Financial Futures

For over 27 years, BNA Debt Solutions has been a trusted ally for St. Albert residents—including those in Grandin, Akinsdale, and beyond—offering compassionate support and clear, trustworthy guidance every step of the way.

With our skilled team of Licensed Insolvency Trustees, we go beyond providing solutions—we prioritize your peace of mind and lasting financial health, empowering you to rebuild your future with confidence.

Why St. Albert Residents Trust BNA Debt Solutions

Your Trusted Ally in Financial Recovery

With over 27 years of experience, we've helped thousands of Albertans overcome financial challenges and achieve a debt-free life. You can trust us to guide you with expert advice and accurate solutions.

Customized for Your Unique Situation

We take the time to understand your needs and offer personalized solutions that work for you, not a one-size-fits-all approach.

Direct, simple, and to the point

We provide honest, straightforward advice without gimmicks or confusion, so you always know your options and can make confident decisions.

Value Over Volume

We focus on providing personalized help, not rushing through cases. Your financial recovery is our priority.

No Judgment, Just Support Every Step of the Way

Our environment is supportive, confidential, and judgment-free, making sure you feel empowered and confident throughout the process.

Where Expertise Meets Trust

With a Licensed Insolvency Trustee by your side, you'll have a trusted expert guiding you through the process, ensuring a smooth path to resolving your debt.

Take Control of Your Finances: The Advantages of a Consumer Proposal in St. Albert

When debt feels overwhelming, a consumer proposal offers a clear, manageable path forward. It helps reduce unsecured debt while protecting essential assets. Say goodbye to relentless creditor calls and hello to a plan that fits your budget.

  • Flexible Payment Options: Tailor monthly payments to fit your income for manageable debt reduction.

  • Asset Protection: Safeguard your home, car, and valuables while restructuring debt.

  • Expert Guidance: Rely on dedicated, professional support from Licensed Insolvency Trustees.


Our Licensed Insolvency Trustees are here to support you every step of the way, providing honest guidance and a personalized approach. With a consumer proposal, you gain not just relief but a fresh start toward lasting financial freedom.

Let’s Talk About Your Options –No Pressure, Just Support.

Speak with one of our experts to learn how a consumer proposal can help you reduce your debt and regain peace of mind.​

Phone: (587) 906-0583

Email: info@bnadebtsolutions.ca

Your Peace of Mind, Our Mission – Validated by Prestigious Awards

We’re proud to be recognized for our top-notch service in Alberta. Our goal is simple: make financial solutions easy and stress-free so you don’t have to face this alone.

Ready to Get Your Finances Back on Track?

Take action now – contact BNA Debt Solutions for a free consultation, virtual or in-person, and explore risk-free debt relief options tailored to your needs.

Book Your Free Consultation Now!

Have Questions? Here's What You Should Know About Consumer Proposals (FAQs)

How does credit counselling help with debt problems?

Credit counselling offers professional advice on managing debt, creating repayment strategies, and improving financial habits. It can provide insight into options like a consumer proposal or bankruptcy, helping you avoid severe consequences.

Can I protect my assets if I file for bankruptcy in St. Albert?

Yes, even if you’re considering bankruptcy in St. Albert, there are options to protect essential assets like your home or car. A consumer proposal is often a better alternative, allowing you to reduce your debt while keeping your property. This structured repayment plan helps St. Albert residents regain financial stability without the long-term consequences of bankruptcy.

What happens if debt collectors contact me?

If debt collectors are harassing you, a consumer proposal or personal bankruptcy can stop creditor calls and legal actions. By choosing a formal debt relief option, you’ll have legal protection, giving you space to manage your finances.

How long does a consumer proposal last?

A consumer proposal usually lasts up to five years, depending on your debt. The length allows you to make consistent, manageable debt payments while avoiding the severe impact of personal bankruptcy.

What are the benefits of a consumer proposal compared to other options in areas like Downtown St. Albert or Sturgeon Heights?

Living in Downtown St. Albert, Sturgeon Heights, or any of the surrounding areas means you have access to tailored debt relief solutions like consumer proposals. Unlike debt consolidation, which may require you to borrow more money, a consumer proposal helps you reduce your overall debt and create a structured repayment plan.

Areas We Help: St. Albert

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Put Debt Behind You. 
Start Over Today.

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