Ahh… the holidays! It is the time of year where we enjoy a slower pace, more time with our loved ones, and celebrations of food, drink and merriment. Often, instead of relaxing and unwinding from the year and preparing for the new one ahead, this...

Do you avoid checking your bank account or credit card statements? Do you conceal what you spend from your spouse or loved ones? Do you find it difficult to relax or sleep at night, as your financial burdens keep you tossing and turning? You’re not...

Are you losing sleep at night and feeling anxious as you wonder how you’ll ever get out from under your current debt load? Don’t worry – you’re not alone. A survey conducted by Ipsos found that 50% of Albertans are not confident they would be...

Get Help With Money Problems – Googling “how to get help with money problems” is like googling “I am already down, run me over again”.  There are all kinds of people offering debt help but like any other industry there are experts and there are...

CRA Consumer Proposal Question from Ron B. I have been self-employed for the last three years (and did not pay my taxes) and Canada Revenue Agency has just frozen my bank accounts.  Can I go bankrupt on a CRA debt or what are my options?...

Debt Consulting Company Question received from Sarah T. Question: I recently contacted a debt consulting company over the internet for help. I owed $22,000 in total, however, one of the debts for $6,000 was a “joint” debt with my spouse. I asked if I filed...