There’s no doubt about it. This has been a challenging year for Albertans. Rising inflation has caused the cost of living to spiral out of control. We’re all paying significantly more for everyday essentials – groceries, gas, utilities, mortgage rates, and rent – yet aren’t...

All this news about inflation is probably causing your heart to beat faster these days. You’ve worked hard. You’ve saved. You’ve budgeted based on what you can afford, with a little bit extra beyond the necessities. Add rising food and gas costs on top of...

  When you are in debt, the first thing you want to do is get out of it – but knowing exactly how long that will take can be tricky. For those who have built up substantial debts, and are struggling to make minimum repayments,...

 If you’re facing debt and finding you don’t have enough money at the end of the month, you’re certainly not alone. It can happen to anyone. Regardless of your age or income.But what do you do when that debt climbs into double digits (over $10,000),...

  It seems like the cost of most things are rising, and it is impossible for wages to keep pace.  Coming out of the pandemic, most employers are doing everything they can to keep the doors open and 8-10% wage increases are not achievable right...

Climate Action Incentive Payments (CAIP) - How do they work if you've filed or are currenty in a Bankruptcy program? Find out more here.

  Each day, many Albertans are faced with the challenging decision of how to repay debts. With interest rates and inflation rising, the number of cases is climbing. When it comes to getting out of debt, many are surprised to learn there is more than...

Carrying debt is a reality for the large majority of Canadians. With the impacts of COVID-19, inflation, the housing crisis, and climbing interest rates, people are tightening their budgets and changing how they spend their money. Debt happens to all of us and it doesn’t...

If you’re a homeowner with a mortgage, all of this news about rising interest rates is probably causing your heart to beat faster these days. Especially if you have a variable rate mortgage. You’ve worked hard. You’ve saved. You’ve likely calculated your mortgage payments based...

Canadian Emergency Debt Relief Program? Is this a new government program? You may have seen or heard of something called the Canadian Emergency Debt Relief Program or CEDR somewhere online and are looking for more information about it. There is no such thing. During the...