
Debt Management Program vs. Consumer Proposal: Which One Fits Your Situation Better?
Your phone buzzes for the third time today. It’s another unknown number. You flip it over, pretending you didn’t hear it. Later, when the house

Your phone buzzes for the third time today. It’s another unknown number. You flip it over, pretending you didn’t hear it. Later, when the house

It can feel like every notification on your phone is another reminder about bills or balances that refuse to go down. You are working hard.

Behind every successful business in Alberta is a series of promises. Promises to your employees, your family, and your creditors. But when those promises start

$24,790 — That is the average Alberta household debt (excluding mortgages) sitting on kitchen tables across the province right now. If seeing that number makes

Some debts aren’t just large, they’re layered. Business obligations, past consumer proposals, or unsecured debt that’s quietly multiplied over time. If that sounds familiar, a

The phone buzzes again: collection calls you don’t want to answer. The bills stack up. The amount owing grows. Maybe it’s credit cards, payday loans,

Why People Consider Paying Their Mortgage with a Credit Card It’s the end of the month. Bills are piling up, the mortgage payment date is

If you’re staring at a pile of bills, dodging creditor calls, or feeling crushed by unmanageable debt, the thought of a consumer proposal might feel

We understand how overwhelming financial difficulties and debt can be; it’s more than just numbers on a piece of paper; it’s a constant source of

Money can be a tricky topic in any marriage, and one of the biggest concerns couples have is whether they’re responsible for each other’s debt.