Debt isn’t just about numbers—it’s about the weight it places on your life. If you’ve found yourself here, take a moment to breathe. It means
All this news about inflation is probably causing your heart to beat faster these days. You’ve worked hard. You’ve saved. You’ve budgeted based on what
When you are in debt, the first thing you want to do is get out of it – but knowing exactly how long that
Short Answer: Yes, you can easily renew a mortgage while in a consumer proposal!
Long Answer: There is a huge distinction between renewing an existing mortgage while in a consumer proposal and refinancing one.
Short Answer No, locked in retirement accounts are considered protected and cannot be seized in a consumer proposal. Longer Answer All retirement funds are protected
Short Answer Yes they are! There are no additional fees after you agree to the terms with your creditors. Longer Answer A Licensed Insolvency Trustee
Short Answer If you have a shortfall on a vehicle, then yes, this can be included. (If your vehicle has been repossessed or you wish
Short Answer In Alberta, a consumer proposal stays on your credit report for three years after the final payment is made. Longer Answer One of
Short Answer A lender can issue a loan any time, at their own discretion, however, in Alberta, a consumer proposal stays on your credit report
Short Answer No, a consumer proposal is not the same as a personal bankruptcy in Alberta, as each have different rules, methods and guidelines as
