
Consumer Proposal vs. Credit Counselling: Which Option Fits Your Needs in Alberta?
We understand how overwhelming financial difficulties and debt can be; it’s more than just numbers on a piece of paper; it’s a constant source of

We understand how overwhelming financial difficulties and debt can be; it’s more than just numbers on a piece of paper; it’s a constant source of

Debt isn’t just about numbers—it’s about the weight it places on your life. If you’ve found yourself here, take a moment to breathe. It means

All this news about inflation is probably causing your heart to beat faster these days. You’ve worked hard. You’ve saved. You’ve budgeted based on what

When you are in debt, the first thing you want to do is get out of it – but knowing exactly how long that

Short Answer: Yes, you can easily renew a mortgage while in a consumer proposal!
Long Answer: There is a huge distinction between renewing an existing mortgage while in a consumer proposal and refinancing one.

Short Answer No, locked in retirement accounts are considered protected and cannot be seized in a consumer proposal. Longer Answer All retirement funds are protected

Short Answer Yes they are! There are no additional fees after you agree to the terms with your creditors. Longer Answer A Licensed Insolvency Trustee

Short Answer If you have a shortfall on a vehicle, then yes, this can be included. (If your vehicle has been repossessed or you wish

Short Answer In Alberta, a consumer proposal stays on your credit report for three years after the final payment is made. Longer Answer One of

Short Answer A lender can issue a loan any time, at their own discretion, however, in Alberta, a consumer proposal stays on your credit report